Financing

Finance & Finance Partner

We are pleased to partner with Buyline to offer you interest-free financing (with flexible repayment options) for fixed periods of 6, 9, 10 or 11 months to help you spread the cost of your treatments. Used responsibly finance is a fantastic way to spread the cost of your purchase and can help you get what you want today. If you are considering finance, please let us know and we can discuss options with you. 

Eligibility

In order to be considered for finance, you must:

• be over the age of 18

• be a UK resident 

• have a valid email address and telephone number

• hold a UK bank account 
 
• have an income of over £9,500 and work a minimum of 16 hours per week

• have a minimum of 3 years U.K. address history
  
Finance is subject to application, your financial circumstances and borrowing history.

Application Process

The quick application form takes no more than a few minutes to complete, and for the vast majority of applications, you’ll receive an instant decision. You can complete an application at the clinic or at your convenience in the comfort of your home.

The value of your loan needs to be a minimum of £250 (after any deposit) with a maximum loan of £25,000. Deposits are payable directly to Total Body Sculpt.

You can choose to pay a deposit from nothing to 50% of the value of your goods or services, however, if your treatment will not start within a couple of weeks then we ask for a deposit in order to secure your treatment plan.
 
If you choose to utilise our interest-free finance to pay for treatment/s, we will share your information with our lending partner Buyline Ltd. We will only do this with your consent. For information about how Buyline process your information please visit: https://www.buyline.co.uk/privacy-policy/

How does applying for finance impact your credit history?

When you submit an application, Buyline will conduct a “soft check” on your credit file and make a decision on whether to accept or decline your application. The soft check does not affect or show up on your credit file. If your application is declined, it will stay as a soft check and will therefore not appear on your credit file or affect your credit history. If your application is approved, Buyline completes a full search on your credit file. Once approved, you have 90 days to start your treatments in order to activate the agreement. The agreement will be activated after you have completed your first treatment. 

Flexible Repayment

Most clients like to stick to their monthly repayment plan. Other clients prefer the ability to top up their repayments with lump sums and/or repay the loan early – you can do this without incurring additional costs or penalties.

Representative Example

Below is an illustration of how the finance works:
Total Body Sculpt Ltd is a credit broker, not a lender. We do not charge you for credit broking services. We will introduce you to loan products provided by Buyline Ltd.
 
Buyline Ltd is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 805162. However, credit agreements that are interest free and less than twelve months are unregulated. Registered office: B12 Elmbridge Court, Cheltenham Road East, Gloucester, GL 1JZ. Registered at Companies House Number: 11223350.